Business Life & Health Insurance
Protect your business, your key people, and your employees with group benefits and business-focused insurance solutions.
Why Business Insurance?
Your business depends on key people, healthy employees, and continuity planning. Business life and health insurance protects all three — while also serving as a powerful recruitment and retention tool.
Solutions for Business Owners
Key Person Insurance
Insures the life or disability of a critical employee or owner. If that person passes away or becomes disabled, the policy pays the business a lump sum to:
- Cover lost revenue
- Recruit and train a replacement
- Buy time for the business to stabilize
Buy-Sell Agreement Funding
When a business partner dies or becomes disabled, a buy-sell agreement funded by life or disability insurance ensures the surviving partners can purchase the deceased’s share — without a financial crisis.
Business Overhead Expense Insurance
Covers your fixed business expenses (rent, salaries, utilities) if you — the owner — become disabled and cannot generate revenue.
Group Benefits for Employees
Attract and retain talent by offering a group benefits plan:
- Group life insurance
- Group disability (short and long-term)
- Extended health and dental
- Critical illness for key employees
Maria works with multiple carriers to design a group benefits package that fits your headcount and budget.
Book a consultation to discuss the right business insurance strategy for your company.
Why choose an independent broker in Calgary for Business Life & Health Insurance?
As an independent broker based in Calgary, Maria Chekmareva works for you—not the insurance companies. By comparing policies from over 15 top Canadian providers, we ensure you get the best Business Life & Health Insurance coverage tailored to your specific needs and budget, all at no extra cost to you.
Ready for a Business Life & Health Insurance Quote?
Maria offers free, no-obligation consultations to help you find the right coverage.