Critical Illness Insurance
Receive a tax-free lump sum if you're diagnosed with a serious illness — so you can focus on recovery, not finances.
What Is Critical Illness Insurance?
Critical illness insurance pays you a tax-free lump sum if you are diagnosed with a covered serious medical condition. You can use the money however you need — treatment costs, living expenses, private care, or time off work.
1 in 2 Canadians will be diagnosed with cancer in their lifetime. A critical illness policy ensures a health crisis doesn’t become a financial one.
What Does It Cover?
Basic Coverage (4 conditions)
- Cancer (life-threatening)
- Heart attack
- Stroke
- Coronary artery bypass surgery
Extended Coverage (25 conditions)
Includes the four above, plus: Alzheimer’s disease, aortic surgery, aplastic anemia, bacterial meningitis, benign brain tumour, blindness, coma, deafness, heart valve replacement, kidney failure, loss of limbs, loss of speech, major organ transplant, motor neuron disease, multiple sclerosis, paralysis, Parkinson’s disease, and severe burns.
Why Consider It?
- Government health care covers hospital stays — not lost income, private care, or home modifications
- If a diagnosis prevents you from working, your regular expenses don’t stop
- The lump sum gives you full control — spend it on whatever helps your recovery most
Speak with Maria to find a policy that fits your budget and coverage needs.
Why choose an independent broker in Calgary for Critical Illness Insurance?
As an independent broker based in Calgary, Maria Chekmareva works for you—not the insurance companies. By comparing policies from over 15 top Canadian providers, we ensure you get the best Critical Illness Insurance coverage tailored to your specific needs and budget, all at no extra cost to you.
Ready for a Critical Illness Insurance Quote?
Maria offers free, no-obligation consultations to help you find the right coverage.