Health Insurance
Cover the costs your provincial plan doesn't — prescription drugs, dental, vision, paramedical services, and more.
What Is Individual Health Insurance?
Provincial health plans cover the basics — but they leave significant gaps. Individual (or supplemental) health insurance covers the everyday health expenses that add up quickly.
What It Covers
Prescription Drugs
Coverage for medications prescribed by a physician, with varying formularies and maximums depending on the plan.
Dental Care
- Preventive: cleanings, X-rays, exams
- Basic restorative: fillings, extractions
- Major restorative: crowns, bridges, dentures (on higher-tier plans)
- Orthodontics (on some plans)
Vision Care
Prescription eyeglasses, contact lenses, and eye exams.
Paramedical Services
Physiotherapy, chiropractic, massage therapy, naturopath, acupuncture, and other registered practitioners — typically with an annual per-practitioner limit.
Other Benefits
- Ambulance services
- Medical equipment and supplies
- Out-of-province emergency medical
- Travel medical (on some plans)
Who Benefits Most?
- Self-employed individuals without group benefits
- Small business owners (see also: Health Spending Accounts)
- Employees transitioning between jobs
- Retirees no longer covered by a group plan
Maria works with multiple insurers to find a health plan that matches your needs and budget.
Why choose an independent broker in Calgary for Health Insurance?
As an independent broker based in Calgary, Maria Chekmareva works for you—not the insurance companies. By comparing policies from over 15 top Canadian providers, we ensure you get the best Health Insurance coverage tailored to your specific needs and budget, all at no extra cost to you.
Ready for a Health Insurance Quote?
Maria offers free, no-obligation consultations to help you find the right coverage.